Peer-to-Peer (P2P) Lending Platform, aims to disburse up to Rs. 200-Crore in the next 2 years.

The startup has become the preferred P2P lending platform in India due to committed and transparent business model in providing alternative investment option to Investors and affordable personal loans to genuine borrowers looking for money for their various needs.

Awarded as the startup of the year 2016, has gained a phenomenal popularity in a short span of time. Currently, the company is disbursing loan worth Rs. 60-75 lakhs per month.

i2ifunding aims to disburse INR 200 crores in the next 2 years

Speaking on break even, Vaibhav Pandey, Co-Founder of said that, “Against the traditional brick and mortar institutions, P2P lending gains an edge due to its cost-effectiveness and shorter turn-around time for loan disbursements. i2ifunding has achieved a leadership position in this segment and most likely to break even by 2019-20”.

“Not only borrowers here are the happy customers as they receive hassle-free loan, lenders too gain higher returns on their investments in proportion to their risk-appetite,” Vaibhav added.

Certainly, P2P lending has an edge over traditional banking mechanisms due to its low operational cost. I2IFunding disbursed loans more than 5-Cr till date with less than 4% defaults so far. Expanding its operations in more than 50 cities, the company is effectively tapping the huge market for P2P investments.

About a year ago, had also established a Principal Protection Fund by keeping aside money from its earnings. This was done to safeguard the interest of its customers and help them stay stress-free. The quantum of the payout was fixed by the category of loans.

Lately, i2iFunding compensated 40 investors, by paying a total sum of Rs 4.25 lakhs. Out of 7 accounts wherein the defaults were reported, 4 belonged to the risk category ‘D’ and one account each belonged to the categories ‘C’, ‘E’ and ‘F’. This was done at no extra cost to the investors.


Abhishek is a startup ninja who has spent his time meeting entrepreneurs and helping them tell their stories efficiently. You can find him biking around in his past time. Based out of New Delhi, he is a geek at heart, gadgets are his toys and internet technology is what keeps him going. Email: